Bank

• I came to open a bank account
• Manage your finances.
• David enters Kings Bank to set up a bank account.
• Samantha asks a bank teller some questions when she has difficulty with the ATM (Automated Teller Machine).
• I tried to withdraw money.
• What is the interest rate on my account?
• Do you provide online banking service?
• You might need to wire money home or to someone else.
• I was wondering how I can make an international money transfer.
• When will the recipient (= a person who receives something, /rɪˈsɪpijənt/) receive the money?
• There is also a fee for the transaction.
• I would like to wire some money to my foreign bank account.
• What is the current exchange rate of won to dollars?
• How long will it take for the transaction to be completed?

Car

• This manual has been developed in accordance with (= in a way that agrees with or follows) California Law
• HMA has zero tolerance for driving under the influence of drugs or alcohol(Inebriated driving, 만취)
• If you are convicted (= 유죄판결 받다) for driving under the influence, your driving privileges will be suspended for 3 years from the date of conviction and receive 8 points which will stay on your HMA record for 3 years.
• Always use a designated driver or call a cab.
• DUI: driving under the influence of alcohol

Cleaning

• How do you keep your desk neat and dirty?

Celebrity

• He has decided to keep his love life on a low profile (저자세를 유지하다/세간의 이목을 피하다/눈에 띄지 않게)
• I'm trying to keep a low profile (겸손하려고... 눈에 띄지 않으려고 노력중이야)
• While he seems to be dating someone new, he hasn't posted about her on social media. (Low profile)
• She seems to keep her dating life more lowkey than most celebs these days. : 다른 연예인들보다 눈에 띄지 않게 유지하다.
• These tweets seem to put the nail in the coffin for a possible relationship with Chanel West Coast. (완전 끝내다)
• I do like being an independent woman (독립적이고 자립적인 여성)
• They are close friends, working constantly together 연인 관계 아니고 그냥 친한 친구이고 같이 일하는 사이.

Company

• What are some other ways to bond with your staff other than Company dinner/Gathering?
• what was your favorite and least favorite team building exercise?
• Why did the HR team decide to implement the new policy?
• why did the company decide to revise the vacation policy?
• What were some unexpected consequences?
• What did the company do in response to these issues?
• Have you ever been asked to do work outside your job description?
• Would you rather speak to them face-to-face or by phone?

Cook

• Are you sure we can add vinegar here?
• You can open it by twisting the lid: 뚜껑을 돌려서 그거 열수 있어. (액션을 취함으로써)

Clothes

• These boots are too big for me. I will go get a refund. 이 부츠는 나에게 너무 커. 내가 가서 환불할께.

Devices

• I'm going to show you exactly how I set this camera up to make it a cinematic powerhouse.
• Go ahead and go to your menu. Go to tab 5/Page 6.
• That will take your camera back to its factory settings.
• The auto exposure out of any camera is usually not as good as if you manually expose it yourself.
• I take the sd card out and slip it into the computer.
• I always use a gimbal when I'm looking for that really steady smooth shot.
• A gimbal will give you a whole new world of opportunity when it comes to creativity.

Eating Out/Drink/Food

• I asked for it to be rare.
• Can I substitute a soup for the salad?
• Some restaurants don't take reservations.
• On weekends, you may have to wait up to an hour or more to get a table, so arrive a little earlier or later than peak eating hours.
• To get your server's attention, raise your hand and make eye contact with your server.
• I think I might be a little tipsy.
• Healthy and unhealthy foods.
• Which day of the week do you like to eat out?
• What effect does caffeine have on your body?
• Could you go get some water? 물 좀 갖다줄래?
• I will go have a bite before I leave? 한 입만 먹고 나갈께.

Feeling

• Our hearts go out to (=  feel sorrow or sympathy for) those affected by the deverstating (= causing a lot of damage or destruction) tornadoes last weekend..

Future/Goal

• What do they expect next year?
• What was so constructive and productive in their conversation(or meeting)?

Grocery Shopping

• It's in the dairy (= milk or food made from milk, /ˈderi/ ) section.
• I didn't see them in the produce (= fresh fruits and vegetables)section.
• It's out of stock at the moment.
• Frozen food.

Hotel

• I was (past) wondering if you had (past) any vacancies.
• Ted lost his key card so he goes to front desk to get a new key card and to ask a question about hotel policy.
• I accidently left my key card in the room. Could you give me a spare key card?
• We need a notice at least 24 hours in advance. Otherwise, there will be a penalty.
• Marshall addresses the desk clerk about a mistake on his bill and makes a request about extending his stay.
• Execuse me, but I think there is a mistake on the bill.
• Is it possible to extend my stay for another night?
• Many hotels offer a free continental breakfast, (American Breakfast: ham, sausage, etc...) although options might be limited.

Housing

• The main difference between a lease and rent agreement is the period of time they cover.
• A rent agreement tends to cover a short term - usually 30 days
• A lease contract is applied to long periods - usually 12 months or more.
• The lease shall commence (=to begin, formal) on 1st day of Feb, 2022
• unless terminated in accordance with (= in a way that agrees with) the provisions (= a CONDITION that is included as part of an agreement or law) of the lease.
• Final month’s rent will be prorated (= to calculate according to the specific amount that someone has done, used) less 7 days.
• Any increase in rent shall only take effect after the expiration of the term provided in this lease.
• The landlord may deduct (= to take away amount of money from a total) the following from the security deposit: 
• Cleaning fee in the amount of $400
• without the consent (= agreement) of the Landlord
• Obtain consent of the landlord prior to replacing new stuff.
• During the continuation of the lease, tenant will maintain the landscaping including weeding & watering the landscaping.
• Tenant will be responsible for snow removal from walkways and driveways.
• Tenant is solely responsible for maintaining the premises (= building).
• No pets shall be brought on the premises (=a building and the area of land that it is on) without the prior written consent of landlord.
• The landlord shall afford the tenant 10 days to remedy (= to solve, correct, or improve) or rectify (= to correct) the same.
• Rental application
• Rent (=money that you pay) is due (=should be paid) on the first of the month.
• Landlord shall be responsible for the payment of all utilities

Life

• We are in the hybrid phase. We're going to get ready to go back to a different phase of life.
• Let's talk about your phases.
• The irony (행동과 말이 맞아떨어지지 않거나 상황이 뭔가 앞뒤가 맞지 않은 상황, 원인이 무엇인지 알 수 없이 어딘가 알 수 없는 상황에 처해졌을 때)
• I would love to know where you get that confidence. Where did that come from?

Doctor's Office/Pharmacy

• Can I get some over-the-counter (no need to get prescription) painkillers?
• Do you have a liquid form of that medication?
• How often do I need to take this? How often should I take the medicine?
• How long have you had symptom?
• Take two pills every 6 hours with food. You should start feeling some relief from your symtoms in about 3 days.
• Does it have any side effects? Side effects may include dizziness and icreased appetite.
• You should take this medication after meals/after every meal.
• the pharmacist for proper medication.
• I need to get some medication for my daughter. She has a high fever.
• Lower her fever.
• What is the children's dosage? It's just one pill for a chile, three times a day.
• stomachache, diarrhea (=  in liquid rather than solid form), sore throat, itchy eyes, lack of appetite, asthma (= difficult for someone to breathe), nausea (= you are going to vomit), hypertension (= high blood pressure), diabetes (= cannot properly control the amount of sugar), 
• ultrasound, endoscopy, MRI, CAT scan (Computerized Axial Tomography, CT)
• Amy is feeling a little under the weather.
• I have a very bad headache and my whole body aches. I have been coughing and had a runny nose for the past two days. I think I also have a fever.
• Let me take your temperature. 
• I felt a bit nauseated all day yesterday.
• Have you ever felt like you were going to throw up (to vomit)? == I'm feeling nauseous especially because of an upset stomach.
• You feel ill from car sickness or a greasy meal.
• You look so pale. What's wrong?
• I think you've got the flu.
• I started feeling sick 3 days ago.
• We should take a chest X-ray to make sure it's not pneumonia (= a serious disease that affects the lungs and makes it difficult to breathe /njuˈməʊnjə/).
• acupuncturist
• Pfizer vaccine and others are still protective against sever disease.
• the severity of omicron.
• Do you have Sleep apnea(수면 무호흡증)?
• Requirement for Proof of Negative COVID-19 Test Result or Recovery from COVID-19 for all airline passengers arriving in the US.
• All airline operators must provide the following disclosures (정보 공개) to all passengers prior to their boarding a flight from a foreign country to the US.
• Any passenger who fails to comply with (to do what you have been asked or ordered to do) these requirements may be subject to criminal penalties.
• Providing this information is mandatory for all passengers arriving by aircraft into the US. Failure to provide this information may prevent you from boarding the plane.

Gym

• What are some ways to stay motivated to accomplish something?

Location

• There's a switch by the door: ~옆에

Number

• Salaries went up more than (or over) $20 a week.
• The stock fell to less than (or under) $40 per share.
• Keep an eye on this big number
• At least 41 states with a 10% or more increase in daily COVID-19 cases in the past 2 weeks.
• Rport shows that omicron variants now accounting for 13 percent of all positive specimens.
• that curve is going straight up
• the price of the phone increased by 3,000 (원래 가격에 차액만큼 오름)

Phone Plan

• What is the basic plan?
• The most basic plan would cover just 250 minutes and 200 text massages.
• Night and weekend are off-peak hours.
• What is the price per minute if I exceed the limit on my plan?
• Does this plan have rollover minutes? Yes, your unused minutes get added to your minutes for the next month.
• The main difference between a lease and rent agreement is the period of time they cover.
• Service provider

Police

• Nick gets a ticket for driving above the speed limit.
• Greg gets pulled over for speeding and gets a fine for driving under the influence (= drunk).
• Were you aware that you were driving 15 mph over the speed limit?
• Catherine gets pulled over because of a defective brake light.
• Did you know that your tail light is out?
• DUI (driving under the influence of drugs/alcohol)
• It is compulsory (= required by a law or rule) to wear a seat belt, even in the back seat.
• When do you usually feel rushed to do something?
• How do you respond when you feel pressure to do something?

Society

• Hong Kong's Generation Z are now losing freedoms they grew up with.
• I think there's a lot of fear in society now a lot of uncertainty of what you can say and what you can do.
• 홍콩사람은 어떻게 영어로? https://en.wikipedia.org/wiki/List_of_adjectival_and_demonymic_forms_for_countries_and_nations

Finance

• Hong Kong still has its own currency. 자국화폐
• ongoing supply chain woes (= problems or troubles)
• DHL, one of the largest logistics companies (물류회사)
• The pandemic was definitely a catalyst for e-commerce sales (전자상거례 매출에 촉매제가 되었다.)
• it's just continuing to fuel the fire, growth of online shopping.
• It is a transformation that's taking place across the industry
• People are now currently scrambling to get all of their christmas gifts and holiday gifts (=to move or act quickly to do, find, or get something often before someone else does)
• Could you chip in? 카드 좀 꽂아주세요.

Politics

• Hong Kong is gearing up (=get ready) for xxxx.
• A lot has changed since the last vote in 2016. 지난 선거
• there has been resistance. 저항
• the government
• The percentage of lawmakers /people can vote for directly/ has dropped dramatically in 2021 compared to 2016

School

• Mr. Kim needs to enroll his daughter in school.
• immunization (= a vaccine to prevent infection)records, proof of residency
• How can my child sign up for classes?
• Registration for classes begins two weeks before the end of the semester.
• We can place him in the right grade level.
• The student must bring their own lunch.
• Compulsory education can start from ages 5-8 and ends from ages 14-18.
• Public education is free and compulsory (/kəmˈpʌlsəri/) for all children.

Sleep

• A lot of people have trouble falling asleep.
• Sleep problems unfortunately have grown worse over this pandemic
• there were more than 2.77M google searches for insomnia during the first five months (JAN-MAY) of 2020.
• That's an increase of 58% over the same duration.
• You look well-rested (feeling healthy, strong, or full of energy again because you have had a rest. You look very rested after your holiday.)
• You did struggle with sleep for years.
• I had a lot of trouble sleeping 
• I started trying all the typical sleep tips
• That was kind of the light bulb moment (a moment of sudden realization)
• I was sleeping so much better
• go down that road: 무언가를 하기로 하다. 무언가를 결심하다. 그렇게 하기로 결정하다.
• Don't do that 넘 강한 표현이라 대신에 돌려말하는 방식은 you don't want to 동사 You don't want to go down that road. 너는 그 길로 가기를 원하지 않을거야. 가지않는게 좋겠어. 그러지마.
• 이혼해!! 라고 아내가 말하면 Oh, you want to go down that road again, huh? 너 또 그렇게 나온다는 거지? 너 해보자는 거야? You don't want to go down that road again, 그런식으로 안 하는게 좋을걸.. == you don't want to do that. I think before we go down that road, we should first tell our parents. 그렇게 결정하기 전에 부모님과 상의해보자.
• I just went down this rabbit hole. 이상한 나라에 엘리스. 이곳저곳 따라가다가 맨첨에 의도하지 않았던 곳에서 결국 헤매고 있는 자신을 발견할 때 사용.
• all different sleep issues. put it like a big puzzle and that's what the sleep fix is
• Let's talk about sleep deprivation
• if you get too much or too little sleep that it absolutely can affect us, it can affect our brain, hormones, metabolism
• this is so needed. I cannot emphasize the importance of sleep enough.
• thinking and worrying will keep you awake.
• your fight-or-flight response (The fight or flight response is an automatic physiological reaction to an event that is perceived as stressful or frightening. 인체는 스트레스를 받으면 싸우거나(fight), 도망가도록(flight) 스스로 준비되어 있다. 이 균형과 조화는 자기가 하고 있는 일과, 자기와 함께 살고 있는 가족, 자기 주변에 있는 친구, 그리고 자기 자신의 자아(自我)의 사이에서 이루어지는 조화와 균형을 뜻한다. 우리는 살아가면서 잠깐 동안의 조용한 명상을 하고 잠시 쉬면서 깊은 심호흡을 자주하고 낙천적인 생활 태도를 가지면서 느리게 사는 방법을 찾는 일만이 현대인의 스트레스를 줄이는 방법이 되지 않을까….)
• If at any point you are awake in bed long enough to feel frustrated, get outof bed do enjoyable and relaxing and go back when you feel more calm and sleepy. Enjoyable part is key.

Policy

• if it is determined that you are using your phone for excessive personal use, you will forfeit your phone back to the company.
• The company has the right to inspect and/or view anything on the phone at any time.
• If there are excessive charges on a line If it is determined any overages are the result of excessive personal use there may be deductions from your paycheck to reimburse the company for these charges. 
• Any time a phone is lost, damaged, broken or stolen each employee is responsible for reporting
  this to General Affairs immediately.
• Impose (= to cause (something, such as a tax, fine, rule, or punishment) to affect someone or something by using your authority) vaccine mandates (=an official order to do something).

Transportation

• Take the bus/the subway.
• Another passenger.
• Is this seat taken?
• This seat is a handicapped seat.
• You can have a seat next to me. Or No, please go ahead and have a seat.
• Where do I need to transfer?
• It can also be used for both subway and buses.
• Just swipe your card on the reader and go through the turnstile (= a gate /ˈtɚnˌstajəl/).
• Sharon receives advice about the bus system from a passerby (= a person who walks on a street).
• Which bus goes to Central Park? You should take bus 73.
• How often does it come? It comes every five minutes. It will be here any minute (very soon). But it's rush hour, so it might be a little late. How long does it take to get there?
• Subways tent to be noisier, more expensive, less modernized, and dirtier compared to Korea.
• Can you take me to the airport, please? (Taxi)
• Do you need to put your luggage in the trunk? (Taxi)
• Could I also get a receipt when we arrive? I need to keep a record for my company. (Taxi)
• Can you drop me off at the signal up ahead? (Taxi)
• How much do I owe you? (Taxi)
• People almost never ride in the fron seats of cabs (Taxi)
• Get into a cab and then explain your destination (Taxi)
• How do you spend time during layovers? (at the airport)
• What is the trick to avoiding jet lag?

Travel

• I can roam around freely: you wander or travel around it without having a particular purpose.
• Another passenger.

Car lease

• Typically it can take 2-6 months for a lease to be ready for pick up
• Picking a vehicle that is already at port could make the process go more quickly.

at the moment: 그 때 당시.. 그 순간이란 뜻일까?

it got me disappointed in myself: 나 스스로 실망하게 되다라는 뜻일까?

next time when the same thing happens: 다음에 동일한 일이 벌어지면...이라는 뜻일까?

without reservation이 망설임 없이라는 뜻일까?

procedure? process? 무슨 뜻들일까?